Tinkoff had signed the contract and was legally bound to it.
The strength of your credit score is based 35% on your bill payment history and 30% on your level of outstanding debt—particularly credit card debt.
“Most scoring models incorporate authorized user accounts in the [credit score] calculation, so they can contribute positively,” says Griffin.
You simply call up your credit card issuer and request to put your partner’s name onto the account as an authorized user.
But now Mr Argakov has taken matters one step further.
He is suing Tinkoff for 24m rubles for not honouring the contract and breaking the agreement.